Loans |  Checking | Savings and CD's 

Business Loans

Term Loans

• Equipment, inventory, vehicle financing, and more

Commercial Real Estate

• Purchase additional property; renovate current facilities and commercial construction

Working Capital Line of Credit

• Flexible credit tool often used to meet short-term credit needs

Master Note Line of Credit

• Commercial revolving loan, monthly interest only payments, multiple advances, open end, one-year term, variable interest rate

Executive Business Line of Credit

• Commercial revolving loan, structured with repayment based on range of balances, multiple advance, open end, two-year term, variable interest rate

Real Estate Construction and Development

• Home builder lots and models
• Land acquisition and development financing for residential and commercial projects
• Letters of credit

Small Business Administration (SBA) Loans
An array of special loan programs tailored to meet your additional needs

• SBA Express
• 7(A) loans (inventory, equipment, real estate) 
• 504 capital asset loans (land, machinery, buildings)

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Business Checking Accounts

Frontier Business Checking 

• $100 minimum deposit required to open
• You will receive an itemized monthly statement that includes images of all deposit slips and paid checks
• FREE E-Statements Available. For those who wish to receive statements in the mail, a $1 per month fee applies 
• Service charge waived with a $1,000 average daily balance
• If your average daily balance for the statement is below $1,000, your account will be subject to a $5.00 service charge for that statement cycle. The first 50 debit/deposit items in a statement period are free of charge. Additional debit/deposit item is $0.25 each 
• Business Instant Cash & Check card available. First card FREE if used monthly, nominal fee for additional cards
• Merchant credit card services available

Small Business Limited Checking 

• $100 minimum deposit required to open
• No minimum daily balance requirements
• You will receive an itemized monthly statement that includes images of all deposit slips and paid checks
• FREE E-Statements Available. For those who wish to receive statements in the mail, a $1 per month fee applies
• Flat monthly service charge of $3.00 per statement cycle
• The first 10 debit transactions in a statement period are free of charge. Additional debits are $0.40 each
• Business Instant Cash & Check card available. First card FREE if used monthly, nominal fee for additional cards
• Merchant credit card services available

Sole Proprietor Round Up Checking 

• $100 minimum deposit required to open
• Interest earned on entire balance on days that balance is $1,000 or more
• You will receive an itemized monthly statement that includes images of all deposit slips and paid checks
• FREE E-Statements Available. For those who wish to receive statements in the mail, a $1 per month fee applies
• Service charge waived with a minimum daily balance of $1,000
• If your balance falls below $1,000 on any day in the statement cycle, your account will be subject to a $5.00 service charge plus $0.25 for each debit transaction
• Business Instant Cash & Check card available. First card FREE if used monthly, nominal fee for additional cards
• Merchant credit card services available

Commercial Checking Account 

• A formula is used to calculate service charges and credits. Please call for details
• You will receive an itemized monthly statement that includes images of all deposit slips and paid checks
• FREE E-Statements Available. For those who wish to receive statements in the mail, a $1 per month fee applies
• Business Instant Cash & Check card available. First card FREE if used monthly, nominal fee for additional cards
• Merchant credit card services available 

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Business Incentive Savings
No need to worry about getting the best rate. We offer an all-in-one savings account that is tiered and has variable interest rates. This gives you the benefit to earn higher rates on your deposit without having to change anything on your account. When your balance increases or decreases to the next tier, you automatically earn that rate of interest for the entire account balance without any hassles.

• $100 minimum deposit required to open
• Service charge waived with $500 daily balance
• If your balance falls below $500 on any day in the statement cycle, your account will be subject to a $5.00 service charge for that statement cycle
• Quarterly statements
• ***FREE E-Statements Now Available*** 
• 12 free withdrawals are allowed per quarterly statement cycle. A $1.00 fee for each additional withdrawal will be deducted from the account at the time of withdrawal

Business Certificate of Deposit

• CD's are automatically renewable*
• Higher interest rates are paid on CD's with a balance of $25,000 and over
• CD's are also available for SEP Individual Retirement Accounts (SEP IRAs). IRA's are FDIC insured up to $250,000

Minimum deposits required to open:
 

3 month CD 6 month CD 18 month CD 36 month CD 60 month CD

$2,500 minimum deposit $2,500 minimum deposit $500 minimum deposit $500 minimum deposit $500 minimum deposit

*Substantial penalty for early withdrawal may apply 

 

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  * Loans, credit cards, and overdraft protection are subject to credit approval. Complete Account Disclosures for all products available upon request and provided at account opening.